Bard wrote:QUOTE (Bard @ Jun 30 2011, 03:10 PM) I agree. Currently we have SOME OF THE WORST HEALTHCARE IN THE WORLD and we PAY MORE THAN ALMOST ANYONE ELSE FOR IT. (This is fact. Google can show you cold, hard, factual numbers that rank the U.S. against other countries in almost any dataset you want to look at. They all say the same thing. We're being ripped off. Go look it up.)
The Insurance and Pharmaceutical cartels need to be drug out back and "pruned". The way they work now is simply highway robbery.
Hold up.
1) The US has the BEST healthcare in the world. Unfortunately it has poor preventative and routine healthcare... which leads to overall poorer health of the population. But when things get real bad we have amongst the best... a byproduct of our highly specialized medical force.
2) Our FFS system is so borked it isn't even funny. But the insurers are sorta doin their thing with the ACO style health plans. Keep in mind that the US is definitely NOT a market driven healthcare system. It is a bizarre amalgamation of communistic, socialistic, and capitalistic functions... needless to say it doesn't work in the slightest.
3) Certain non-profit healthcare systems are just as efficient and higher quality than other nations Socialized medicine. For instance, in California we have Kaiser Permanente, a few years back they did a study comparing Kaiser Permanente California against the British NHS. The result? Kaiser was more cost effective and had higher quality outcomes for their patients. They are a CLOSED SYSTEM health plan, their doctors work for the "insurer" much like in a national healthcare setting. This is the sort of direction that conventional carriers are attempting to go with the ACO style plans, however Republicans are complaining that this violates anti-trust laws (boo hoo, like Republicans give a flying ass about anti-trust laws).
4) That being said about 3, I would never personally use Kaiser. And that leads us to problem #4, Americans ABSOLUTELY HATE NOT HAVING CHOICE. Remember in the early 90s with the advent of the HMO? Remember that? Yeah health insurers were all gungho about controlling costs... and the public rebelled something terrible... the result? Insurers backed off and accepted the ludicrous increases that Hospitals and other providers have been demanding... because they are afraid of the backlash.
5) The US doesn't have the correct mentality or lifestyle to have a healthcare system like other nations. Americans are just culturally less healthy and hate being told what to do. Now this is all fine and dandy if Insurers only acted as catastrophic coverage (say you incur $10k of medical claims, then your "insurance" picks up the tab for the rest of the year). But that isn't what we have, we have HEALTH PLANS - markedly different than health insurance.
6) Obamacare does very little to alter the cost structure of US health insurance. However it does require small things like $0 preventative medicine and subsided coverage... the effect is that routine care will be more affordable which is a good thing. However it does almost nothing to actually reduce costs.
7) Pharma and Hospitals need to be re-banned from advertising or for going "doc to doc" to sell their wares. Anti-kickback laws need to be strengthened and enforced so that doctors will prescribe WHAT IS NEEDED instead of what makes them more money.
8) None of my suggestions will actually "fix" our system. Our system is unrepairable, the best we can try for is to bend the trend to near 0% and wait a decade or so so that we are in-line with other nations healthcare costs (which are themselves careening out of control at unsustainable trend level). The only difference is their starting $ is lower so it doesn't appear as bad... right now.